Canadians and Permanent Residents

What if I am from another province?

For most students attending UWaterloo from other provinces, your provincial health care plan can be used in Ontario. Prior to leaving your province, contact your Provincial Health Plan office directly or view their website for the steps you must take to maintain your coverage while studying outside your province. Some provinces require you to fill out a form.

Canadians moving from one province to another are not eligible for UHIP coverage.  If your provincial health plan expires before or during your studies at UWaterloo, you will need to apply for OHIP coverage.  You will need to purchase your own private health insurance plan to cover any gap in coverage that might occur.

I just received Permanent Resident status, what do I do next?

Canadian citizens and permanent residents who do not have OHIP coverage must self-enroll in UHIP while waiting for their OHIP to become effective. If you have applied for Permanent Resident status in Canada and have received your "Approval in Principle" letter from Citizenship and Immigration Canada, you may be eligible for OHIP coverage. Please see the OHIP website to determine your eligibility.

What if I am a Canadian without provincial health coverage?

Canadian and Permanent Resident students returning to Canada must apply for provincial health coverage such as OHIP, please see the OHIP website for further information.

Once you have your OHIP letter or card you can then apply for UHIP coverage with Student Financial Services to cover for the period before your OHIP coverage takes effect .